Rideshare services like Uber and Lyft have become increasingly popular modes of transportation in recent years. These companies differ from traditional taxis because drivers use their own personal vehicles to transport passengers. While this can be convenient it can also cause confusion and disputes when accidents happen. Who is liable for the expenses associated with a Lyft accident? Is the driver’s insurance responsible for costs? If you were involved in a Lyft accident and have questions or concerns regarding compensation, a Pike County, KY auto accident lawyer can help. Contact our skilled attorneys today to set up a consultation.
How Are Lyft Accidents Commonly Caused?
Like any car accident, a Lyft accident could be the fault of the Lyft driver, the other driver, or some uncontrollable circumstances. Rideshare accidents tend to be caused by negligence or driver error. Consider the following ways that Lyft accidents are typically caused.
- Distracted driving
- Reckless driving
- Driver fatigue
- Intoxicated driving
- Inclement weather
Because Lyft may be their main source of income, drivers might disregard traffic laws in an attempt to complete rides faster and make more money. Additionally, if they have been driving for a long time they may be tired or fatigued which can cause an accident. Regardless of the reason it happened, an accident could cause serious property damage and bodily harm to those involved.
Who is Liable for Injuries in a Lyft Accident?
The liable party depends on the status of the Lyft driver at the time of the accident. If you were a driver involved in an accident with a Lyft and the driver was not in the app you can only be protected by the driver’s personal insurance. The following are the general guidelines of who is liable and whose insurance is responsible for covering costs.
- The driver does not have the app open: They are driving for personal reasons so Lyft is not liable. Kentucky drivers must have a minimum of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident.
- The app is open but the driver is waiting for a ride: Lyft maintains third-party liability insurance and can cover costs of $50,000 for bodily injury per person, $100,000 for bodily injury per accident, and $25,000 for property damage per accident.
- The app is open and the driver is en route to pick up a passenger: Lyft provides $1,000,000 in third-party liability coverage as well as certain first-party coverages like uninsured motorist coverage, PIP, etc.
- The app is open and a ride is in progress: Lyft provides $1,000,000 in third-party liability coverage as well as certain first-party coverages like uninsured motorist coverage, PIP, etc.
Whether you are a Lyft driver, another driver, or a passenger, you can receive compensation for property damage and injuries through the above insurance resources. Speak with a skilled attorney for advice and representation during your claim.
