Insurance companies have their own ways of calculating the value of a car accident claim. If you really want to fight for maximum compensation though, having a Pike County, KY car accident lawyer on your side can make a big difference. Our firm is ready to make the most effective claim on your behalf and we’ll fight for the compensation that you deserve.
What Can Increase the Value of My Car Accident Claim?
The primary driver of car accident claim values is the severity of the injuries experienced by the victim. If you have a minor injury that will heal after a little bit of rest, that is not going to necessitate a big payout from an insurer. However, if you are facing a long recovery period and the potential for disfigurement or disability, that can increase the value of your claim. Evidence of psychological trauma and pain and suffering can also result in the payment of more compensation.
Can I Make a Car Accident Claim If I’m Partly At Fault?
You can still make a car accident claim even if you were partly to blame for the accident happening. Fault is a big factor in determining the value of your claim because your settlement will be reduced to match your contribution to the accident.
Here is what we mean. You get into an accident and win a $100,000 settlement. However, it was also determined that you were 20% to blame for the accident. You would get 80% of your settlement, or $80,000, instead of the full amount.
Are There Limits to Insurance Payouts?
Drivers are required to carry insurance, but sometimes that minimum amount of coverage is not enough to reimburse someone for all of their expenses stemming from an accident. In Kentucky, if someone carries just the coverage that they are required to, then their policy is going to top out at $25,000 per person and $50,000 per incident in liability coverage.
Given the price of medical care these days, it’s entirely possible that this is not enough coverage to adequately reimburse you for your expenses. In cases like these, it may be necessary to sue another driver involved in the accident or go after this driver’s personal assets. Your lawyer can also help you make a claim to your own insurer if you have underinsured motorist coverage.
How Can a Personal Injury Lawyer Help Me?
Your lawyer can do many things to help you get the most compensation possible out of a car accident claim. They can:
- Negotiate with insurers on your behalf
- Defend you from accusations of fault
- File your suit before the statute of limitations expires
- Prevent you from incriminating yourself
- Gather evidence needed to make your case
Speak to an Attorney Today
So if you were injured in a car accident, know that you do not have to fight for fair compensation on your own. Contact Shane hall Attorney at Law, PLLC and ask to schedule a consultation. We would be happy to take a closer look at your case and tell you more about your legal options.