Getting into a car crash is typically scary, painful, and overwhelming. You may step out of your vehicle to assess the damage and have no idea what steps to take or things to do. It is important to understand that you are required by law to exchange certain information with the other driver after being involved in an auto accident in Kentucky. For more information on your legal rights and obligations, work with a skilled Pike County, KY auto accident lawyer.
What Information Do I Have to Exchange After An Accident in KY?
The aftermath of an auto accident can be daunting and can come with a barrage of problems and inconveniences. Understanding your legal obligations and the steps you can take to ease the burden of an accident is crucial in protecting yourself and your future.
If you were involved in a car accident in Kentucky, exchange the following information with the other driver and parties involved.
- Full name
- Address
- Vehicle registration number
- Insurance provider
- Insurance policy number
- Insurance coverage dates
- Driver’s license number
- Phone number and contact information
Kentucky statute 189.580 outlines a driver’s duty when they are involved in an accident. Part of their responsibilities include presenting the other drivers or individuals involved with personal information like their name, address, and insurance information. While the law lists a few, it is beneficial to exchange all of the above-listed details.
Why Do I Have to Exchange Information?
Exchanging information is vitally important after being involved in an auto accident for several reasons. First of all, exchanging the required information ensures you are in compliance with state laws. If you fail to exchange information you could be penalized as it could appear that you are attempting to avoid responsibility for the accident.
Additionally, this exchange of details will come in handy when pursuing an insurance claim or lawsuit. When seeking compensation for your injuries, property damage, and other losses, you can present your insurance company with all relevant information including the name, address, and insurance information of the other party. Kentucky is a choice no-fault state, meaning that drivers can opt in or out of the no-fault system. In a no-fault system, drivers have Personal Injury Protection (PIP) coverage that can compensate them for medical costs and associated expenses regardless of who caused the accident. However, whether you have no-fault insurance or not, you can still pursue a claim against the negligent driver for property damage and other losses not covered by PIP.
Depending on the details of the circumstances you may also decide to file a personal injury lawsuit. Having the other driver’s personal details will help ease this process and ensure that you have the best chance of collecting the compensation that you deserve.
For more information reach out to a skilled attorney at Shane Hall Attorney at Law, PLLC today to schedule a consultation.
