It can be frustrating to get such a low settlement offer after an accident. An insurance company does anything that it can to get out of situations like this for as little money as possible. You don’t have to take their lowball offer though. Instead, talk to a Pikeville, KY personal injury lawyer and learn more about how our law firm can help you fight for a fair compensation offer.

What Can I Do When an Insurance Company Doesn’t Offer Enough Money?

When an insurance company makes its first offer, it’s hoping that someone will just accept it and move on. They know that some people are going to find the entire negotiating process to be a pain and that many folks are just going to want to get things over with and settled.

You do not have to do that though. Instead, you should take the time to really understand your injuries and how they are going to affect you going forward. This can help you figure out if an offer is fair or not.

How Can I Build a Better Case Against an Insurance Company?

What you need to do is show the insurance company exactly how expensive the accident was for you. You can use evidence like medical bills and paychecks that show how much in wages you lost out on while you were recovering. You should not be taking any settlement offers that do not at least reimburse you for those costs.

You should also have a serious conversation with your doctor about your injuries and how they could continue to have an impact. Will you be able to work in the same capacity? Will you be able to enjoy the same activities? If not, these factors need to be considered. Your future earning capacity and your mental health matter.

How Long Do I Have to Sue an Insurance Company?

An insurance company can also try to rush this process along. They might say that there isn’t much time or that you need to agree to something right away. Do not listen. The statute of limitations gives you one year to sue after an accident.

That means that you can take the time to talk to medical professionals about your long-term prognosis. You can talk to a lawyer about your options. You are not stuck with this lowball offer.

Schedule a Consultation Today

So if you don’t like the lowball offer you got from the insurance company, maybe it’s time to sue for damages with the help of an experienced personal injury attorney. Contact Shane Hall, Attorney at Law, PLLC and ask to schedule a consultation. Our team can take a closer look at your case and help you fight for a settlement offer that’s fair.